Melanie Lockert

Investing in gold requires a strategic approach, particularly in today's unique economic climate. Getty Images
The price of gold has seen a notable increase in recent years as investors turn to the precious metal during a period of high volatility. With ongoing economic uncertainty, global and political instability, and lingering inflation, investors are flocking to this time-tested safe-haven asset. The price of gold per ounce now is hovering close to $3,300.
Gold investing can provide portf...

As therapy becomes more mainstream, there is a specialty that’s hiding in the shadows — financial therapy. You might know that you can turn to traditional therapy if you’re facing challenges or you want to give your mental health a tune-up. But you might not realize you can work with a financial therapist, specifically focusing on your relationship with money.
If you’ve ever felt anxious about money, cried about money, lost your sleep over it or had blow-out fights with your partner about it,...

It’s trite but true: health is wealth.
You realize it immediately after you recover from something minor, like a cold, or something major like cancer. Feeling healthy and normal again? You feel like a million bucks (even if you don’t have a million bucks).
As you get older, taking care of your health becomes more important than ever. The things you could get away with when you were younger are less forgiving now. Investing in your health is one of the smartest moves you can make. Not only for...

Gray divorce brings freedom, heartbreak—and a financial hangover. Here’s how to recover, reset, and build a life that’s richer in every way.
Sometimes it’s not “till death do us part.” It’s “until we divorce, so we don’t kill each other.” Which, for many women, can be decades into a marriage. In fact, 36 percent of Americans getting divorced are 50 or older. Whether it’s due to growing apart or feeling like you’re living with a stranger after the kids leave, more women over 50 are stepping in...

Whether you have a company-owned vehicle or regularly use your personal vehicle for business use, you likely need commercial car insurance to stay fully protected and in compliance with the law. For California business owners, many options are available on the market to get coverage. Whether you own a construction company or a food truck, it’s important to get the right coverage at the right price.
Here’s what you need to know about average rates, coverage options, and commercial insurance co...

Advertiser Disclosure
refinance student loans
student loan forbearance
Twitter
LinkedIn
Melanie Lockert
Twitter
LinkedIn
Melanie Lockert
LinkedIn
Richard Richtmyer
LinkedIn
Richard Richtmyer
LinkedIn
Renee Fleck
LinkedIn
Renee Fleck
default
General Forbearance RequestStudent Loan Debt Burden forbearanceStudentAid.gov
interest won’t be capitalized
subsidized loans
student loan forgiveness
income-driven repayment plan
Twitter
LinkedIn
Student Loan RefinancingHow Student Loans Impact Your Credit...

Disclaimer All articles and all information in the Knowledge Center are provided for general informational purposes only, and do not constitute financial, tax, legal, accounting or other professional advice, and may not be relied on for any purpose. You should always consult your own tax, legal and accounting advisors before engaging in any transaction. In addition, the articles and information in the Knowledge Center do not necessarily reflect or describe either the actual commercial financi...

If you're a senior whose finances are feeling the squeeze right now, you have a couple of equity-tapping options to consider. Getty Images
Homeowners have multiple avenues to look into if they want to tap their home equity. A home equity line of credit (HELOC) is one such tool, and while this line of credit offers flexible financing, it does so at a lower interest rate relative to other borrowing options.
As the Federal Reserve tries to tackle ongoing inflation, it has kept the federal funds ...

Democratic vice presidential nominee Tim Walz's finances made headlines after his financial disclosures showed he owns no stocks or bonds. His lack of investments caught a lot of people's attention and, on the surface, makes him more relatable to the average American. According to the Survey of Consumer Finances, as of 2022, only 21% of families directly held stocks and 1.1% held bonds.
While Walz's lack of investments and diversification potentially make him more relatable, he has something ...

Trigger warning: This piece contains mentions of suicide and suicidal thoughts.

I graduated from New York University in 2011 full of hope — and also with a good chunk of student loan debt. At the time, I owed $68,000 despite having made payments on my undergrad loans for the five years prior. A year later, that hope dissipated and I was in a full-fledged depressive episode. I ended up in Portland, Oregon, after my dreams of getting a full-time job in the arts in New York City didn’t pan out. ...

If you’ve looked at your 401(k) (or IRA, or any other investments) since Monday, you might feel really anxious—chances are, the money you've saved has taken a huge hit. Given all the turmoil in the stock market right now and people's general panic around coronavirus, the world is kind of a shitshow right now, and it’s impacting your money. If you’re just starting your career and, for the first time, have a full-time job with benefits like a 401(k), you might be freaking out about what to do t...

Try these helpful and creative ways to keep your mind and body strong, healthy and together even if it feels like the world is falling apart
|/
For several weeks after the pandemic began, a friend of mine heard a neighbor play the song “We Are The World” each night at 7pm during the applause for essential workers. The song and sound of thunderous clapping filled the Harlem neighborhood and provided a certain sense of comfort and connection, even if for only for a few minutes. But what about t...